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	<title>HowTo-WinTheLottery.com</title>
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		<title>What To Do After Winning The Lottery</title>
		<link>https://www.howto-winthelottery.com/what-to-do-after-winning-the-lottery/</link>
		<comments>https://www.howto-winthelottery.com/what-to-do-after-winning-the-lottery/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 16:33:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lottery Articles]]></category>
		<category><![CDATA[Keep Lottery Winnings Safe]]></category>
		<category><![CDATA[Keeping Lottery Winnings]]></category>
		<category><![CDATA[Lottery Winner]]></category>
		<category><![CDATA[Plans To Take After Winning The Lottery]]></category>
		<category><![CDATA[Protect Lottery Winnings]]></category>
		<category><![CDATA[Protect Myself After Winning The Lottery]]></category>
		<category><![CDATA[Steps To Take After Winning The Lottery]]></category>
		<category><![CDATA[What Do I do After Winning The Lottery]]></category>
		<category><![CDATA[winning the lottery]]></category>

		<guid isPermaLink="false">http://www.howto-winthelottery.com/?p=383</guid>
		<description><![CDATA[You matched all  numbers in the Buttload O&#8217; Bucks sweepstakes, and you&#8217;re sitting there in disbelief, checking and rechecking the numbers to be sure it&#8217;s really true. You&#8217;re on Easy Street! The life of leisure awaits you! Not so fast Diamond Jim. If you want to get your money and keep it for the long [...]]]></description>
			<content:encoded><![CDATA[<p>You matched all  numbers in the Buttload O&#8217; Bucks sweepstakes, and you&#8217;re sitting there in disbelief, checking and rechecking the numbers to be sure it&#8217;s really true. You&#8217;re on Easy Street! The life of leisure awaits you!</p>
<p>Not so fast Diamond Jim. If you want to get your money and keep it for the long haul, you have a LOT of work to do.</p>
<p>&#8220;Huh?&#8221; you say, pointing at the ticket.</p>
<p>Absolutely, you have a lot of work to do. Realize that most people don&#8217;t have the skills or knowledge needed to manage that much money. The history of lottery winners is chock full of people who ran through the money in just a few years and ended up destitute.</p>
<p>There&#8217;s a clear path you need to follow to get your money and keep it for the long term, but it&#8217;s one that has to be followed carefully and above all else quietly. You need to keep the winnings secret and secure, get good advice, make a plan, cash your ticket and execute the plan, and then evaluate your long-term goals.</p>
<p>&nbsp;</p>
<p>KEEP IT SECRET AND SECURE</p>
<p>Realize that you will become a &#8220;mark&#8221; for hucksters, investment scammers, unscrupulous friends and relatives, and anyone else who hopes to take some of your money. You need to keep things quiet and follow a plan, or else you&#8217;ll be bled dry before you even get rolling.</p>
<p>Practice saying &#8220;No&#8221;. You&#8217;ll need to do it a lot once you cash that ticket.</p>
<p>Don&#8217;t run out and cash the ticket right away if you&#8217;ve won anything more than a million dollars. If you&#8217;ve won less than that in one lump sum, I&#8217;d still be really careful, and it might be a good idea to sit on it and make a plan.</p>
<p>Don&#8217;t tell anyone you have a winning ticket. Not your brother, your mother, your neighbor, or your best bud. Word of something like this gets around quickly, and you&#8217;d be amazed at how fast the hands come out, looking for &#8220;a piece&#8221;. Don&#8217;t tell your kids. If your relationship with your spouse is iffy, don&#8217;t tell your spouse until you know what you want to do.</p>
<p>Get a safety deposit box. Put the ticket in the box. Don&#8217;t go near it again until it&#8217;s time to cash in.</p>
<p>If you&#8217;re working, keep your job for now especially if you have an ailing family member on your health insurance. Nothing can suck your lottery winnings dry like having an uninsured family member with health care needs.</p>
<p>Investigate the payout terms on the ticket. If you won a million dollars, but it&#8217;s paid out at $50,000 a year for 20 years, you are not a millionaire. If you won $1 million as a lump sum, you&#8217;re still not a millionaire after federal taxes and whatnot.</p>
<p>But you have a big payoff, and you need to plan.</p>
<p>If you won a really big payout, get an unlisted phone number and another cell number. Give the unlisted number only to really trusted people. Use the extra cell for quotes, advisor candidates, etc., and plan on canceling the number as soon as you have your payoff. This is the junk/payoff number, and the one you will list when you cash the ticket. You will cancel it later.</p>
<p>&nbsp;</p>
<p>GET PROFESSIONAL ADVICE AND EDUCATE YOURSELF</p>
<p>Find a good financial planner or adviser. Unless you have wealthy friends, don&#8217;t ask your friends for referrals. Most states have handbooks listing qualified people, or you may know someone who inherited a good bit of money and had good help. Or look for insurance agents with a CFP (Certified Financial Planner) and a long-standing business. Visit several of them, and tell them you have a lottery winning and you need help. Downplay the amount you won if you won a million, say you only won $250,000. If you won $40 million, tell them you won $2 million.</p>
<p>Why the secrecy and paranoia? Because once you cash that lottery ticket, your name will be on the public record and anyone absolutely anyone will know who you are and how much you got. You need to get some ideas on your direction and what you want to do before anyone else discovers that Lady Luck picked you.</p>
<p>It wouldn&#8217;t hurt to see a psychiatrist, and if you&#8217;re married you need to bring your spouse along. Sudden wealth can really screw up a marriage, especially if there are underlying tensions on other fronts. You need to have a clear head and a clear atmosphere in your household for what&#8217;s about to happen. Talk freely about the lottery winnings and so forth a psychiatrist is an MD who will respect patient/client privilege and will not reveal your secret.</p>
<p>If you use drugs or are an alcoholic, get treatment BEFORE you turn in that ticket. Ditto for any obsessions with sex or gambling. If you&#8217;re married and fooling around on the side, break off the affair (or get a divorce, if that&#8217;s the way you&#8217;re heading). If you think your spouse is unfaithful, hire a private detective.</p>
<p>Above all else LEARN LEARN LEARN. Read about insurance and annuities and investments and taxes. You don&#8217;t have to be an expert in these fields, but you want to be informed before you haul in your pot of gold. You could enroll in continuing ed classes or take seminars on money management, which would help you in many ways.</p>
<p>And if your life is a total mess and you have only lowlifes and problems in your world, then it&#8217;s time to get a passport. Because you need to go away for awhile.</p>
<p>&nbsp;</p>
<p>MAKE A PLAN</p>
<p>With all this advice and research, you should have an idea of what you want to do. Here are some things to keep in mind.</p>
<p>1.) Health insurance. Don&#8217;t overlook this. A healthy family can get a good plan from a reliable insurer for a reasonable amount, but don&#8217;t think you can blow this off and &#8220;just pay the bill&#8221; if something happens. Get a solid plan from a solid company, but opt for a high deductible if your family is healthy. If you can get in on a group plan, all the better. If someone in your family has health concerns, be very careful to make sure they are covered.</p>
<p>2.) Life insurance. Look for a &#8220;single payment&#8221; plan where you drop a lump of cash to pay a policy in full. It usually costs a lot, but you never have to think about it again, and it will pay your beneficiaries in full if you dropped dead tomorrow or 50 years from now. You might feel like a rich person, but this is the best way to pass some money along if you have children.</p>
<p id="itxthook2">3.) Don&#8217;t put all your eggs in one basket. Plan to split your money between investments, annuities, money markets, etc. Don&#8217;t make it too complicated, but don&#8217;t put all your trust in one person or company. If something goes bad economically, legally, whatever you don&#8217;t want to lose everything.</p>
<p>4.) If you&#8217;re buying a new home, plan how much you&#8217;ll spend and stick to it. Do not take out a mortgage, pay for it in full. A mortgage will cost you in points, fees, etc. and the tax break you get on interest payments will not offset the cost and the nuisance of a mortgage payment. If you are staying in your home, get a payoff quote on the mortgage and get rid of it.</p>
<p>5.) Don&#8217;t go shopping for a new car just yet. Milk the car or cars you have for every mile until you&#8217;re comfortable with where your money is AFTER you cashed the ticket and everything is settled.</p>
<p>6.) Plan what you will tell friends, acquaintances, and family about your new found wealth. Don&#8217;t lie, but be vague. Tell them you&#8217;re &#8220;managing properties&#8221; or you&#8217;ve become an &#8220;investment manager&#8221; or something like that. If you took any courses in money management, you can refer to them. Do Not Tell Them You Hit The Lottery.</p>
<p>7.) Expect that your plan will not be foolproof. Everything has waiting periods, processing periods, etc. You won&#8217;t be able to make it all happen in one day.</p>
<p>8.) If your life totally sucks and you don&#8217;t have a worthwhile person around you, plan your escape. Look at sinking your money into a lifetime annuity trust with a clause that it can&#8217;t be used as security on a loan. Then look for somewhere happier to live.</p>
<p>&nbsp;</p>
<p>CASHING IN! KA-CHING!</p>
<p>All that cash has been burning a hole in your pocket, but until now it&#8217;s been &#8220;virtual&#8221; cash, not money in the bank. Now it&#8217;s time to turn that ticket into real money.</p>
<p>Find the most secure travel mode you can find. A bus, a train anything where you don&#8217;t have to drive is best. The reason: your mind will be occupied, and you don&#8217;t need a highway crash to screw you up now.</p>
<p>Go to the redemption office for the lottery ticket and get your bucks as quickly as possible. Bring your check book in case they want to do a direct deposit. You&#8217;ll also need your driver&#8217;s license and social security card if you have one. Bring your passport if you have one. Make this a one-shot trip with no follow-up needed.</p>
<p>And bring the ticket, ferchrisakes.</p>
<p>&#8220;Ring-ring!&#8221; go the bells. In a few days you&#8217;ll have your cash and you can execute your plan.</p>
<p>&nbsp;</p>
<p>AFTERMATH</p>
<p>Once you&#8217;ve cashed your ticket and moved your money where you want it, you still have more painful choices and study to do. Because your careful plan only secured your cash and hopefully set you up with a solid income for life, a solid inheritance for your children, and a solid future for all, it still didn&#8217;t spell out what to do with your other financial options.</p>
<p>Wait until you&#8217;ve settled into your new lifestyle before starting a business or buying into one. When you do do so carefully. Don&#8217;t invest in a business because a relative owns it do your research. Don&#8217;t indulge yourself in a car collection or night-life. Take your time, and move slowly. Say &#8220;NO!&#8221; often.</p>
<p>You&#8217;ve got a Buttload O&#8217; Bucks, and you are in control. You can take your time, do your research, and make your own decisions. And that&#8217;s financial freedom.</p>
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		<title>What to do if you win the lottery</title>
		<link>https://www.howto-winthelottery.com/what-to-do-if-you-win-the-lottery/</link>
		<comments>https://www.howto-winthelottery.com/what-to-do-if-you-win-the-lottery/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 16:08:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lottery Articles]]></category>
		<category><![CDATA[Lottery Winner]]></category>
		<category><![CDATA[Lottery Winning Plan]]></category>
		<category><![CDATA[Protect Lottery Winnings]]></category>
		<category><![CDATA[Steps To Take After Winning The Lottery]]></category>
		<category><![CDATA[What To Do After Winning The Lottery]]></category>
		<category><![CDATA[winning the lottery]]></category>

		<guid isPermaLink="false">http://www.howto-winthelottery.com/?p=379</guid>
		<description><![CDATA[Winning the lottery is the impossible dream, yet it happens to thousands every year. Of course there are tax horror stories involving people who have won the lottery and have given, spent lavishly, and poorly invested more money than they were entitled to keep. Others have been sued, have lost money due to fraud or [...]]]></description>
			<content:encoded><![CDATA[<p>Winning the lottery is the impossible dream, yet it happens to thousands every year. Of course there are tax horror stories involving people who have won the lottery and have given, spent lavishly, and poorly invested more money than they were entitled to keep. Others have been sued, have lost money due to fraud or identity theft, or have contracted the spending disease.</p>
<p>Some have continued to gamble, but have armed themselves with unlimited creditcards or tabs at the Las Vegas casinos. There is actually no &#8220;curse&#8221; of the lottery, there is just a treacherous path for those winners who are unknowing, unprepared and unable to realize that a large infusion of cash might aggravate existing family dysfunction.</p>
<p>The first step for the lottery winner is to have a plan. There must be a good attorney and a meeting even before the ticket is claimed. Banking can be a huge ripoff, considering all of the convoluted financial &#8220;products&#8221; which will be thrown at the confused winner. A good banking, financial consumer affairs, or tax attorney can prevent a lottery check cashing disaster. The good attorneys prefer to keep their clients out of court and out of trouble.</p>
<p>Have a plan for the money: At least the following decisions should be made: how much to set aside and protect in order to insure a steady income. How much will go for housing? Is is better to set up a steady income for loved ones and friends or to give a one time gift? The wise counsel of a professional (one who is not solely interested in trying to sell &#8220;products&#8221;) will get a person off to a much better start than going it alone.</p>
<p>A &#8220;lock box&#8221; for taxes: Many lottery winners forget that a certain amount should be held in reserve to make sure that future income and property tax bills can be paid. Have all of the federal and state income taxes on the winnings been deducted from the prize check, or are there taxes owed? If one wins a lottery in January, for example, income on money that gets invested or put into savings will constitute additional taxable income. In deciding to buy that dream house, were annual property taxes calculated and considered? What charitable giving or reasonable investments will help to offset income taxes?</p>
<p>It is important to have a good attorney who can advise about wills, trusts, and estates. All wills, advance directives, deeds, divorce settlements, arrangements for child support, debt clearing, and other legal and estate issues must be adjusted, planned for, or set up as soon as possible.</p>
<p id="itxthook4">Security: After winning a huge lottery, it is not smart to let the lottery officials or press broadcast your good fortune, your name and your address at the same time! All sorts of trouble will show up at your house! Lottery winners may have to deal with robberies, fake appeals for charity, kidnap attempts, and a host of other attacks by the desperate and greedy. It is best to keep everything quiet until you have some security around you and your loved ones! The most savvy individuals tell no one about their good fortune until their legal, financial, security, and other affairs are in order.</p>
<p>Once settled: The best advice is to do nothing for a few months. Many lottery winners barge out into massive life changing situations and find themselves very quickly lost, disappointed, and losing. It is perfectly fine to take some time to settle down emotionally and intellectually before making huge life changes.</p>
<p>No amount of suddenly acquired wealth is the answer for individuals and families who do not have good life plans, good counsel, and control over what is surely to be a demanding set of life changes. So taking some time to do it right will pay off even more in the future!</p>
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		<title>How to spot Internet lottery scams</title>
		<link>https://www.howto-winthelottery.com/how-to-spot-internet-lottery-scams/</link>
		<comments>https://www.howto-winthelottery.com/how-to-spot-internet-lottery-scams/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 15:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lottery Articles]]></category>
		<category><![CDATA[Internet Lottery Scams]]></category>
		<category><![CDATA[Legitimate Online Lotteries]]></category>
		<category><![CDATA[Lottery Email Scam]]></category>
		<category><![CDATA[lottery email spam]]></category>
		<category><![CDATA[Lottery Fraud]]></category>
		<category><![CDATA[Online Lottery Fraud]]></category>
		<category><![CDATA[Online Lottery Scams]]></category>

		<guid isPermaLink="false">http://www.howto-winthelottery.com/?p=375</guid>
		<description><![CDATA[Some of us are amazed that anyone could fall for an internet lottery scam but the truth is, scammers prey on people&#8217;s dreams. It&#8217;s your dream come true, to open a mail that says you&#8217;ve won the lottery. And as humans, we tend believe what we dream about. It might seem sad, but to protect [...]]]></description>
			<content:encoded><![CDATA[<p>Some of us are amazed that anyone could fall for an internet lottery scam but the truth is, scammers prey on people&#8217;s dreams. It&#8217;s your dream come true, to open a mail that says you&#8217;ve won the lottery. And as humans, we tend believe what we dream about.</p>
<p>It might seem sad, but to protect yourself on the internet you must start to be skeptical with everything you see. If it might be too good to be true, it probably is! Many of the victims of these schemes hadn&#8217;t thought to ask themselves the important question: if it really is true, how can I make doubly sure?</p>
<p id="itxthook3">1. Did you even enter that lotto?<br />
You can&#8217;t win a lotto you never entered.<br />
2. Did they use your full name?<br />
If it&#8217;s addressed to Dear Winner, the odds are they have no idea who you are.<br />
3. Is it even a real lotto?<br />
Never heard of the Australian State Lottery? Neither have I.  A quick check of the yellow pages online reveals it doesn&#8217;t exist.<br />
4. Have they included a telephone number to contact them?<br />
I am yet to see a scam lotto email that included this.<br />
5. Do they ask for your bank details, or ask you to send them money to make your claim?<br />
Run. Run a mile. This is the way most scams bleed their victims dry.<br />
6. Who is the mail from?<br />
Lotto companies do NOT use email addresses from Hotmail, Yahoo, Gmail or any other free email service.<br />
7. No, who is the mail really from?<br />
Your email program will have a way to show either the mail&#8217;s sending details or the email header. What looked like it came from a legitimate address is actually from some free email address? Toss it out immediately.<br />
8. If you get to point number 8 and they pass all the tests so far&#8230;<br />
Ignore any contact information in the email, and use the yellow pages or your local directory book to find their contact information. Call them directly and ask. Tell them you received an email and want to know if it&#8217;s real. Most lotteries don&#8217;t send emails in the first place, and would have advised you by post or telephone. They&#8217;ll tell you if they really sent it.<br />
9. Bonus tip: Never reply to a scam email at all. Don&#8217;t even reply to tell them to get lost. As soon as you do this, they know your email address is active and they&#8217;ll sell it to another spammer. Just delete the mail and move along.</p>
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		<title>How to tell if you have received a lottery scam e-mail</title>
		<link>https://www.howto-winthelottery.com/how-to-tell-if-you-have-received-a-lottery-scam-e-mail/</link>
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		<pubDate>Fri, 14 Oct 2011 15:40:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lottery Articles]]></category>
		<category><![CDATA[Fake Lottery Sites]]></category>
		<category><![CDATA[legitimate lottery]]></category>
		<category><![CDATA[Lottery Email]]></category>
		<category><![CDATA[Lottery Email Scam]]></category>
		<category><![CDATA[Lottery Fraud]]></category>
		<category><![CDATA[Lottery Scam]]></category>
		<category><![CDATA[Lottery Scammers]]></category>
		<category><![CDATA[Lottery Spem]]></category>
		<category><![CDATA[Lottery Warning signs]]></category>
		<category><![CDATA[winning the lottery]]></category>

		<guid isPermaLink="false">http://www.howto-winthelottery.com/?p=369</guid>
		<description><![CDATA[It&#8217;s very easy to tell if you have received a lottery email. These emails claim that your email was randomly chosen to win a zillion dollars or Euros. There aren&#8217;t any lotteries based on randomly selecting email addresses. No lottery in the world does that. No email hosting company would give out their customer&#8217;s addresses, [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s very easy to tell if you have received a lottery email. These emails claim that your email was randomly chosen to win a zillion dollars or Euros. There aren&#8217;t any lotteries based on randomly selecting email addresses. No lottery in the world does that. No email hosting company would give out their customer&#8217;s addresses, even to a legitimate lottery company. If they did, they would be in violation of privacy policy laws. So, right off the bat, if the email subject line mentions that you have won a ton of money in a lottery, it&#8217;s a scam spam.</p>
<p>Writing Style Warning Signs:</p>
<p>If you weren&#8217;t sure whether there was such a thing as a national or international lottery done by email, you can still find many other clues that you have a lottery scam spam. They are usually written with almost no regard for English spelling, grammar or punctuation. THEY WILL EVEN USE ALL CAPITALS LIKE THIS. Only idiots and scammers write entire emails in capital letters.</p>
<p>Biggest Warning Sign Of All:</p>
<p>The biggest warning sign is that there will be a link in the email for you to click on and confirm that you have read the email and are eagerly awaiting your winnings for the nonexistent lottery.</p>
<p>Here the scam works in different ways. One way is to bring you to a site that might mirror your state or a country&#8217;s national lottery. The copycat site will then ask for some information so they know where to send the money to.</p>
<p>This information would include your bank account or credit card number. Once they have that, you no longer will have any money in your bank account and your credit card statement will go through the roof.</p>
<p>Another way that the lottery scam works is that you are sent to a site that does not ask for these personal questions, but does ask for your name and address, in order to send you a check. While you are on that site, a door is open for malware (malicious software) to enter into your computer. This gives the sender of the malware access to your files, your personal data or exactly what you see on your computer screen. They could even use your computer just to gain access to your email address book so they can find more places to send the scam spam to.</p>
<p>What To Do:</p>
<p>If you get a lottery email scam, delete it without clicking on any links that may be included in the email. Afterwards, immediately delete the &#8220;delete&#8221; file in your email program. Some malware has been known to activate even though you haven&#8217;t clicked on any links in the email. Just getting it at all can infect you if you keep the email long enough.</p>
<p>You can also avoid spam lottery fraud with the use of a spam filer for your email program and the latest version of a computer security package, which includes a firewall, an anti-virus program and an anti-spyware program.</p>
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		<title>How to Compare Lottery Strategies</title>
		<link>https://www.howto-winthelottery.com/how-to-compare-lottery-strategies/</link>
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		<pubDate>Sun, 02 Oct 2011 04:53:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Winning Lottery Strategies]]></category>
		<category><![CDATA[how to pick lottery numbers]]></category>
		<category><![CDATA[How To Win The Lottery]]></category>
		<category><![CDATA[improve chances of winning lottery]]></category>
		<category><![CDATA[improve odds of winning lottery]]></category>
		<category><![CDATA[Lottery Software]]></category>
		<category><![CDATA[lottery strategies]]></category>
		<category><![CDATA[lottery tips]]></category>
		<category><![CDATA[Winning Lottery]]></category>

		<guid isPermaLink="false">http://www.howto-winthelottery.com/?p=273</guid>
		<description><![CDATA[When it comes to improving your chances of winning the lottery, there are really only two things you can do. 1. Buy more tickets.2. Improve your odds of winning. For example, if the odds of winning the lottery jackpot are 1:2,500,000, you can improve your chances of winning to 1:100,000 if you buy 25 wagers. [...]]]></description>
			<content:encoded><![CDATA[<p>When it comes to improving your chances of winning the lottery, there are really only two things you can do.</p>
<p>1. Buy more tickets.<br />2. Improve your odds of winning.</p>
<p>For example, if the odds of winning the lottery jackpot are 1:2,500,000, you can improve your chances of winning to 1:100,000 if you buy 25 wagers. But, for those of us who would prefer to use our brain rather than our money, we use lottery software to improve our chances of winning the lottery jackpot before we spend money on wagers.</p>
<p>Obviously, method #2 is preferable because it allows you to stretch your lottery budget while maintaining similar coverage of all possible wagers. In other words, if you can improve your odds of winning to 1:100,000 using various lottery number analysis techniques, then you only have buy 1 wager to have the same odds. So, if you&#8217;re a Serious Lottery Player, purchasing some good lottery software is a no-brainer. It pays for itself in a couple of weeks.</p>
<p>An intelligent lottery player tries to cover as many of the possible winning wagers as possible. I call this your Lottery Footprint or LFP. Environmentalists use a similar term, Carbon Footprint, to describe the effect each of us has on global warming. However, the environmentalists want a small Carbon Footprint and Serious Lottery Players want a large Lottery Footprint. The larger the LFP the better your chances of winning are.</p>
<p>I&#8217;ve created a simple formula for LFP that we can use to compare different lottery strategies. It incorporates both approaches mentioned above. Here&#8217;s the formula.</p>
<p>LFP = tickets purchased /# of possible wagers in Millions</p>
<p>Since we would like to control our budget, we will try to keep the numerator small. So, we&#8217;ll concentrate on reducing the size of the denominator; the number of possible wagers. In this article we&#8217;ll use the Massachusetts Cash WinFall, 6/46 lottery.</p>
<p>Everybody playing the MA646 lottery starts out with 9,366,819 possible wagers from which to choose. For the purposes of using the LFP, we will use 9.366819 in the formula. If the player buys 1 wager:</p>
<p>LFP = 1/9.366819 = 0.107</p>
<p>The easy way to improve our coverage of the MA646 lottery, increase our LFP, would be buy more wagers. For example, buying 25 wagers results in an LFP of 2.67; indicating that our coverage has improved.</p>
<p>But, how does the Serious Lottery Player reduce the number of possible wagers? Simple. It&#8217;s called a reduced Play List. Unlike everyone else in Massachusetts who is playing a 6 out of 46 game, our guy is playing a different game. Lets&#8217; suppose that by using his lottery software to analyze the lottery, he is convinced that the number 38 will not hit in the next drawing. He will not play any wager that has the number 38.</p>
<p>I know, you&#8217;re thinking, &#8216;No big deal.&#8217; and are about to stop reading. BUT, WAIT! It is a big deal. This simple act of removing 1 number from play has removed 1,221,759 wagers from play! That&#8217;s over a MILLION wagers. You see, while everyone else in Massachusetts is playing a 6/46 lottery, our guy is playing a 6/45 game. His odds of winning the lottery jackpot are now 1:8,145,060. This is reflected in a 15% improvement in the LFP.</p>
<p>LFP = 25/8.14506 = 3.07</p>
<p>But, why stop there. Serious Lottery Players, that follow my lottery strategies, will apply what I call the 80% rule. They will create a Play List that has 36 numbers (80% of 46). The odds of winning a 6/36 lottery are 1:1,947,792 and out LFP is 12.84. That&#8217;s a phenomenal 380% improvement in LFP.</p>
<p>LFP = 25/1.947792 = 12.84</p>
<p>Now, the more numbers we remove, the greater are the chance of removing one of the winning numbers. But, we counter this with lottery trend analysis techniques. In other words, we do a good job of selecting the numbers to include in our list. I&#8217;ll freely admit that it doesn&#8217;t work every time, but over the long haul, and experienced player will do much better.</p>
<p>Just one more point, before I send you off to buy some good Lottery Software. I wonder how much money the average Massachusetts player would have to spend to achieve the same LFP that our Serious Lottery Player did? Well, we just use the LFP formula in reverse.</p>
<p>$ spent = 12.84 x 9.366819 = $120</p>
<p>There are many more things that a Serious Lottery Player can do to increase his LFP even further, but I&#8217;ll save those for the next thousand articles.</p>
<p>Good luck and I hope You Win the Big One.</p>
<p></span>
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		<title>Winning Lottery Systems &#8211; How To Win The Lottery Lotto Pick 3</title>
		<link>https://www.howto-winthelottery.com/winning-lottery-strategies-how-to-win-the-lottery-lotto-pick-3/</link>
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		<pubDate>Sun, 02 Oct 2011 03:26:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Winning Lottery Systems]]></category>
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		<description><![CDATA[In order to understand how to win lotto, you must understand the odds of winning and which lottery games to actually play. How to win the lottery is nothing easy, you need to invest your money and learn how to win at pick 3. The reason being, the pick 3 lottery gives you the best [...]]]></description>
			<content:encoded><![CDATA[<p>In order to understand how to win lotto, you must understand the odds of winning and which lottery games to actually play. How to win the lottery is nothing easy, you need to invest your money and learn how to win at pick 3. The reason being, the pick 3 lottery gives you the best odds of winning out of any game. See below:</p>
<p>The pick odds of winning 1:1000<br />Odds of winning the Lottery = 120,000,000:1<br />Odds of being struck by Lightning = 2,650,000:1<br />You are 45 more times likely to get struck by lightning and die then win the lottery. Do NOT COUNT ON THIS!</p>
<p>The pick 3 is the only lottery game that gives you a legitimate chance of winning. You can throw how to win the lotto out the door. There really isn&#8217;t a method to winning the lottery but a lot of luck and prayer. You do not need that to win at pick 3.</p>
<p>To win at pick 3 all you need to do is develop a great pick 3 lotto system. The first thing you need to do is throw out all Triple combinations. Those are 000, 111, 222, 333, 444, 555, 666, 777, 888, and 999. In order to win those, you seriously need some luck. On an average pick 3 drawing, you will see a triple number 1 out of every 100 drawings. You have to HAVE THE CORRECT triple number set win this 100th drawing comes to even have a shot at winning. That is why you need to just ignore triples and never play them, unless you are just feeling extremely lucky about it. Doubles are not that good to play either. These numbers consist of 221, 334, 667, 858, etc&#8230; they do not occur that frequently either. I would strongly advise not playing these combinations either. You need to stick to unmatched numbers such as 123, 325, 809, 341, etc&#8230; These numbers have given proven winning results month after month no matter what state you are in.</p>
<p>If you can master winning the pick 3 lottery by coming up with a system to consistently win at pick 3, you can be rolling in the dough week after week. The possibilities of how much you can make are endless. On average, you can be well on your way to making over $1000.00 a week once you get the hang of it. Many people want to spend thousands and thousands of dollars on lotto software that is absolutely useless which half the time gives you triple and double numbers that are almost impossible to win! Seriously, stop wasting your money in useless garbage and just learn about unmatched numbers. You can&#8217;t go wrong. Take a look at your local states pick 3 winning numbers for the month. I bet you at least 23 out of 30 are unmatched numbers. Going with unmatched numbers and a proven formula will make your chances of winning the pick 3 lottery go from 1 out of 1000 to more like 950 out of 1000. I hope this information helps and good luck!</p>
<p>Be smart, be patient, and remember to overall have fun when playing the lottery. It&#8217;s a lot easier then you think to be a winner.</p>
<p></span>
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		<title>Winning Lottery Tips &#8211; I Won The Lottery! Or, Maybe Not</title>
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		<pubDate>Sun, 02 Oct 2011 02:50:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Winning Lottery Tips]]></category>
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		<description><![CDATA[I must be the luckiest person alive. In the past three days I found out I won 1.5 Million Euros in the UK lottery, One Million Euros in the Winx International Lottery, 1.5 Million Euros in the 2007 E-Mail Lottery, and 500,000 Pounds in an e-mail lottery held by the Coca Cola Company. Wow! What [...]]]></description>
			<content:encoded><![CDATA[<p>I must be the luckiest person alive. In the past three days I found out I won 1.5 Million Euros in the UK lottery, One Million Euros in the Winx International Lottery, 1.5 Million Euros in the 2007 E-Mail Lottery, and 500,000 Pounds in an e-mail lottery held by the Coca Cola Company. Wow! What did I do to receive all these riches?</p>
<p>The sad truth is there are actually people who fall for these schemes. For the promise of a quick buck (or million Euros as the case may be) people will turn over their bank account numbers, wire money in the hopes of getting more back, or give other information that could lead to identity theft.</p>
<p>These lottery and sweepstakes schemes have gone on long before the internet, with one of the oldest being the phony sweepstakes which required an entrance fee to claim your prize, which amounted to more than the &#8220;prize&#8221; was worth. Another variation of that scheme was requiring the potential &#8220;winner&#8221; to call a certain number to find out if he or she was a winner. The phone call cost the potential &#8220;winner&#8221; a certain amount per minute with an unusually-long wait time on hold. The real winner was the scamming company which made money off the phone calls.</p>
<p>Today&#8217;s thieves have a wide choice of scam-delivery mechanisms, including in person, the mail, phone and internet. However, the same holds true no matter how the scam is delivered: if it sounds too good to be true, it is.</p>
<p><b>How Can You Recognize the Lottery or Sweepstakes Scam?</b></p>
<p>There are certainly legitimate lotteries and sweepstakes offers. Who hasn&#8217;t bought a state or multi-state lottery ticket from their local lottery retailer? Or, who hasn&#8217;t seen one of those sweepstakes offered by a recognized company advertising in the coupon section of the Sunday newspaper? You fill out the entry form or reasonable facsimile (usually a 3&#8221;x5&#8221; card) with your name and address and send it off.</p>
<p>Therein is your biggest clue as to whether you&#8217;re the victim of a scam. In a legitimate lottery or sweepstakes you have bought the ticket or entered your name and address. In a scam lottery or sweepstakes you are notified you&#8217;ve won when you haven&#8217;t even entered or bought a ticket.</p>
<p>In addition, it&#8217;s illegal to use the mail or telephone to play lotteries across borders, whether national or state lines. Any lottery offer involving the purchase of lottery tickets for other state or country lotteries could end up with you being charged with illegal activities.</p>
<p>One ploy used by foreign scammers involving lotteries or sweepstakes is offering you an &#8220;advance&#8221; on your winnings. The scam artist will send you a check for part of your &#8220;winnings.&#8221; All you have to do is wire them payment for &#8220;taxes&#8221; or other official purposes. By the time you find out their check has bounced the money you wired is in their hands. And, because it was wired it&#8217;s harder to trace.</p>
<p>Lottery scammers don&#8217;t always use e-mail or the phone. Sometimes they do their dirty work in person. A typical scam would go something like this: You are approached in person by someone who claims he or she just won the lottery but isn&#8217;t eligible to claim it. They offer to split the money with you if you claim the prize. Sounds good, right? Except that before you claim the prize from the lottery retailer you are required to withdraw some money from your account and give it to the ticket holder as a good-faith gesture. By the time you find out you&#8217;re holding a non-winning lottery ticket, the thief is long-gone with your good-faith money.</p>
<p>In order to protect yourself from these scams, it&#8217;s important to remember the following:</p>
<p><b>Lotteries</b></p>
<p>&#8226;It&#8217;s illegal to use the mail or telephone to play lotteries across borders.</p>
<p>&#8226;If you ever receive a phone call, letter or e-mail announcing you just won a lottery, it&#8217;s a scam.</p>
<p><b>Sweepstakes</b></p>
<p>&#8226;It&#8217;s illegal for a company to require you to pay to win or claim a sweepstakes prize.</p>
<p>&#8226;It&#8217;s illegal for a company to suggest that buying something will improve your chances of winning.</p>
<p>&#8226;Companies cannot ask for money from you for taxes they say you owe on a sweepstakes winning.</p>
<p>&#8226;Be cautious when entering sweepstakes from displays you see in malls &#8211; often times these are people just wanting your name and address for a future sweepstakes scam.</p>
<p>&#8226;Only enter sweepstakes from recognizable companies, and never pay a fee to enter.</p>
<p>Avoiding being the victim of a scam takes a healthy dose of skepticism. If you are ever unsure about the legitimacy of an offer made to you, you can call the National Fraud Information Center&#8217;s Hotline at 1-800-876-7060.</p>
<p></span>
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		<title>Winning Lottery Systems &#8211; Effective Methods On How To Pick Lottery Numbers</title>
		<link>https://www.howto-winthelottery.com/winning-lottery-systems-effective-methods-on-how-to-pick-lottery-numbers/</link>
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		<pubDate>Fri, 30 Sep 2011 06:34:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Winning Lottery Systems]]></category>
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		<description><![CDATA[So the question is how to pick winning lottery numbers? Knowing how to pick lottery numbers would lead you to winning the lottery and accomplishing your dream of becoming millionaire. Everyone wants to be a millionaire. The many things that we want in life can be answered by millions of dollars that you can win [...]]]></description>
			<content:encoded><![CDATA[<p>So the question is how to pick winning lottery numbers? Knowing how to pick lottery numbers would lead you to winning the lottery and accomplishing your dream of becoming millionaire. Everyone wants to be a millionaire. The many things that we want in life can be answered by millions of dollars that you can win in the lottery. In this article, you will learn some tips to answer that and here they are:</p>
<p>1. Record the previous winning results. The easiest way to pick lottery numbers is to keep track of the previous winning numbers. Analyzing of data gathered is easier this way as well. Later on you will discover the pattern or the flow of the lottery draw. So the for the next draws, you can already predict what numbers will be drawn next.</p>
<p>2. Pick random number sequence. To pick lottery numbers, you should consider numbers arranged randomly, not just those arranged consequently like how arithmetic numbers are ordered. You can vary your choice by picking a split of odds or even numbers. You can also just look around you and you will see random numbers anywhere – from plate numbers, to room numbers, price tags, or even the time on the clock can be choice. Your intuition to these random numbers can also help you decide on how to pick lottery numbers.</p>
<p>3. Use Mathematical System for lottery.  A mathematical formula is involved here which is commonly used by many lotto experts to pick lottery numbers. It doesn&#8217;t only apply to lottery but also to other games. This information can also be found on books and over the Internet.</p>
<p>4. Apply Lottery System.  To pick lottery numbers follows a system. Luckily, there are already several number system devised. Lottery system is a software that has the capability of generating random numbers, making it easier for you to pick lottery numbers. The process involved in generating numbers works similar to how the numbers are drawn in the lottery with just a little variation. And you will also discover this variation as you use the software over time.</p>
<p>Article Source: <a href="http://www.articlesbase.com/online-gambling-articles/effective-methods-on-how-to-pick-lottery-numbers-3060017.html" title="Effective Methods On How To Pick Lottery Numbers">http://www.articlesbase.com/online-gambling-articles/effective-methods-on-how-to-pick-lottery-numbers-3060017.html</a></p>
<p><strong>About the Author </strong><a href="http://www.articlesbase.com/authors/bea-anderson/543047">Bea Anderson</a></p>
<p>Do you want to win the lottery guarantee? Then find out how to<a href="http://www.howtowinthelotteryguaranteedblog.com/pick-lottery-numbers-how-to-pick-winning-lottery-numbers/"> pick lottery numbers </a> by visiting us at <a href="http://www.howtowinthelotteryguaranteedblog.com/pick-lottery-numbers-how-to-pick-winning-lottery-numbers/"> pick winning lottery numbers</a> and win the million jackpot prize.</p>
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		<title>Easy Winning Lottery Strategies That Really Work</title>
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		<comments>https://www.howto-winthelottery.com/easy-winning-lottery-strategies-that-really-work/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 05:39:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Winning Lottery Strategies]]></category>
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		<description><![CDATA[Below are some real-world, legitimate guidelines that will not guarantee you to win the lottery, but will improve your chances of winning and help you win a lot more income once you do win the lottery. So, you&#8217;d like to learn the way to win the lottery. The answer is that winning the lottery is [...]]]></description>
			<content:encoded><![CDATA[<p>Below are some real-world, legitimate guidelines that will not guarantee you to win the lottery, but will improve your chances of winning and help you win a lot more income once you do win the lottery. <br />So, you&#8217;d like to learn the way to win the lottery. The answer is that winning the lottery is tough, and not everyone can do it. And if you are playing the lottery and not employing any strategy, you are wasting your funds. However, there are numerous methods and ideas available which will help you win the lottery. Sadly, you&#8217;ll find also lots of lottery guidelines that do not work. The methods below will provide you with the best chance of winning the lottery and maximize your lottery winnings!<br />The way to Win the Lottery Techniques that Work</p>
<p>Very first, let&#8217;s start with some scientifically proven lottery strategies that are guaranteed to enhance your chances. They might not guarantee you a big win, but a minimum of they are mathematically valid.<br />The best way to Win the Lottery &#8211; Technique #1: Do not use birthdays!</p>
<p> * Even though it&#8217;s tempting, don&#8217;t use birthdays as lottery numbers. Most lottery players use family birthdays for luck, but this leads to many folks all playing numbers between 1 and 31 (due to the fact you can find only 31 days in a month). Pick lottery numbers greater than 31 and the chances of other people playing the very same numbers go way down!</p>
<p>How to Win the Lottery &#8211; Strategy #2: Don&#8217;t pick common sequences of numbers</p>
<p> * Probably the most popular selections by other players will probably be sequences of numbers that follow a pattern. Do not pick numbers that follow a set sequence, including 3-6-9-12-15-18. Just like lottery strategy #1 above, this is what most other lottery players is going to be doing.</p>
<p>How to Win the Lottery &#8211; Strategy #3: Do not choose recent winning numbers</p>
<p> * Steer clear of playing lottery numbers that have been recent winning numbers. Everyone else will do this, and those numbers are no a lot more likely than any other numbers to be winners! Remember that the lottery is fully random &#8211; so you may too pick random lottery numbers to play. Here are some effortless methods to quickly believe up random lottery numbers:</p>
<p> * Play the address of wherever you might be getting the ticket.<br /> * Play the jersey numbers of your favorite renowned athletes.<br /> * At the gas station, get a receipt. Then you can play the number of gallons your purchased, just how much you spent, or the cost per gallon!</p>
<p>How to Win the Lottery &#8211; Strategy #4: Join a lottery pool.</p>
<p>These are also known as Lotto Clubs. Men and women join together to share inside the cost of acquiring tickets and then share within the winnings. A lotto pool can consist of numerous, dozens or even hundreds of players. Joining a lotto pool can minimize the price of playing and boost the chances of winning. </p>
<p>Successful lottery players don&#8217;t depend solely on great luck. They take sensible actions to significantly increase the likelihood of having a winning ticket. Playing With Wheeling Systems is among the smart step to take.</p>
<p>A Wheeling Program can be an effective systematic strategy for playing lotto games and covering numerous possible winning combinations. It is been proven time and again that players making use of Wheeling Systems win far more frequently than those making use of Fast Picks or randomly picking numbers.
<p>Article Source: <a href="http://www.articlesbase.com/art-and-entertainment-articles/easy-lottery-strategies-that-really-work-4384554.html" title="Easy lottery strategies that really work">http://www.articlesbase.com/art-and-entertainment-articles/easy-lottery-strategies-that-really-work-4384554.html</a></p>
<p><strong>About the Author </strong><a href="http://www.articlesbase.com/authors/scottmejia/864011">scottmejia</a><br />
Discover about <a href="http://gamingthelottery.com/the-most-efficient-lottery-strategies-try-it-now/">lottery strategies</a> and <a href="http://waystowinthepowerball.com/the-most-efficient-powerball-lottery-strategies-try-it-now/">powerball strategies</a>.    </p>
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		<title>Winning Lottery Tips &#8211; Picking The Winning Lotto Numbers</title>
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		<pubDate>Fri, 30 Sep 2011 04:16:41 +0000</pubDate>
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				<category><![CDATA[Winning Lottery Tips]]></category>
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		<description><![CDATA[When it comes to how to win the lottery, most people assume that it is only a recreation of likelihood, that there is no technique associated with winning the lottery. Individuals win cash purely by their luck of choosing the appropriate numbers. However, that it very false, as the truth is when learning how to [...]]]></description>
			<content:encoded><![CDATA[<p>When it comes to how to win the lottery, most people assume that it is only a recreation of likelihood, that there is no technique associated with winning the lottery. Individuals win cash purely by their luck of choosing the appropriate numbers. However, that it very false, as the truth is when learning how to win the lottery, strategy is concerned to increase the probability of winning. Many avid lottery gamers will advise novice lottery players to not select random numbers or numbers with important meanings. When it comes to utilizing lottery technique to win cash, gamers should be keen about what to avoid as well as what concepts they should apply to their strategy to win cash by taking part in the lottery. For individuals who have by no means had a strategy, listed here are a few pointers on how to win the lottery.</p>
<p>Many like to consider that pc applications designed to generate random lottery numbers or on-line tip lottery tip providers will present individuals with the next set of lottery numbers that can win money. This isn&#8217;t a possibility. The numbers generated by the lottery are random, therefore, no program or tip hotline will ever have the ability to 100% predict the next set of winning lottery numbers. Do not spend cash on these providers pondering they will help study how to win the lottery. These applications won&#8217;t deliver residence any jackpot.</p>
<p>Although many people thought after high school they would by no means have to deal with probability again, the truth is that growing the chance of winning the lottery has every thing to do with probability. The lottery is a set of numbers, odd and even. The law of probability states that will probably be very uncommon to have a set of completely odd or completely even numbers. When researching how to win the lottery, certify that the ticket shouldn&#8217;t be all even or odd numbers.</p>
<p>Next, do not fall into the lure that many people do, which is to place the lottery wager on numbers that have a significant meaning. Although many would like to consider the birthdays of their youngsters or their marriage ceremony date will convey them luck and improve their possibilities at winning the lottery, this isn&#8217;t true.The numbers are fully random, and therefore, there is no manner that the winning lottery numbers might be the numbers related to gamers from an individual&#8217;s favorite sport. When it comes to how to win the lottery, many have subscribed to searching for hot numbers, numbers which have been performed often throughout the final month and have a higher chance of showing up again.</p>
<p>One final tip to assist individuals when learning <a href="http://win-the-lottery.org">how to win the lottery</a> is to avoid creating sequences or patterns when choosing lottery numbers to win money. There has not been a time when the winning lottery numbers have been 3, 5, 9, 11 or 5, 10, 15, and 20. As effectively, do not suppose that the winning lottery numbers are a straight diagonal down the sheet. It is really better to select random numbers when wanting to win money via the lottery, than choosing exact sequences.</p>
<p>When it comes to studying how to win the lottery, gamers need to realize that the game is all about strategy. Winning the lottery may be quite simple if people understand the rules and guidelines associated with the games. There are many sources of data obtainable about winning cash through the lottery; individuals only need to come up with their personal strategy.</p>
<p>*I adopted these rules and so much extra to win my lottery jackpot. If you&#8217;re looking to learn more about how you will be the next nice lottery jackpot winner in your area, click on this link and discover out all the secrets to being a successful lottery participant!</p>
<p>Article Source: <a title="How to Win the Lottery - Picking the Winning Lotto Numbers" href="http://www.articlesbase.com/art-and-entertainment-articles/how-to-win-the-lottery-picking-the-winning-lotto-numbers-4653839.html">http://www.articlesbase.com/art-and-entertainment-articles/how-to-win-the-lottery-picking-the-winning-lotto-numbers-4653839.html</a></p>
<p><strong>About the Author</strong><br />
<a href="http://www.articlesbase.com/authors/talhaahmed/954504">TalhaAhmed</a> has more details about <a href="http://win-the-lottery.org">how to win the lottery</a> on his site. You can check it here http://win-the-lottery.org</p>
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